Standing Up for the Rights of Policyholders
in Insurance Coverage Disputes
Insurance companies have a vested interest in delaying or denying claims for insurance coverage. The less they pay out, the larger their profits. However, insurance companies also have a duty to honor the terms of their policies by paying valid insurance claims.
The attorneys of Seiller Waterman LLC represent policyholders in disputes with their insurance companies over claims coverage. If your valid insurance claims have been denied or unreasonably delayed or if your insurance has been retroactively cancelled, we may be able to help you obtain the coverage you were seeking and, in some cases, obtain additional punitive damages against the insurance company that acted in bad faith.
We represent individual policyholders in insurance coverage disputes over:
- Homeowners insurance claims
- Health insurance claims
- Private disability insurance claims
- Business insurance claims (commercial general liability)
- Business interruption insurance claims
We have won coverage for clients in disputes with some of the largest and most powerful insurance companies in the nation.
Insurance companies use a variety of techniques to delay or deny coverage to policyholders:
- Accusing policyholders of making fraudulent claims by setting their own cars or homes on fire.
- Redlining poor neighborhoods by routinely denying coverage to policyholders in certain areas.
- Retroactively cancelling the policy after a policyholder makes a claim. Also called post-claim underwriting or policy rescission, this practice leaves policyholders without insurance coverage, and personally responsible for payment.
- Paying only a portion of what the claim is truly worth.
- Unreasonably delaying payment
- Denying coverage for no reason, just to see if the policyholder will take no for an answer.
Resolving insurance coverage disputes is time-consuming work that requires skill, discernment and a lot of hard work. It often involves searching through mountains of documents. Our law firm has the experience and resources to ably handle complex insurance coverage disputes.
Don't take no for an answer. If you believe your insurance company is not treating you fairly, please contact us to discuss your case. The initial consultation is free and you will pay no attorney fees unless we win compensation in your case.
From our office in Louisville, the attorneys of Seiller Waterman LLC represent clients in Kentucky, southern Indiana, throughout the nation and around the world. To arrange a consultation with one of our lawyers, please call toll free: 866-863-6006, or e-mail the firm.
